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5 Tips for Dealing with Insurers After A Car Wreck

Published on Jun 28, 2018 at 7:10 pm in Car Accidents.

Dealing with the chaos of a car accident, whether the victim is you or a loved one, can be incredibly stressful and draining; and unfortunately, auto insurance companies don’t always make the process easier for you. The Milwaukee car accident injury attorneys at Urban & Taylor are committed to guiding you through this process so you can take the time you need to recover.

Here are five tips to consider when dealing with insurers after a car accident:

  1. Gather All Necessary Information. Your insurance agent will ask for a variety of information when you call to report the accident. If possible, here’s a list of the information you should have:
    1. Names and contact information for drivers and passengers
    2. Drivers’ license numbers
    3. Insurance companies and policy numbers
    4. Vehicle descriptions including the makes, models, and years
    5. License plate numbers
    6. Location or address of the accident
    7. Police officers’ names and badge numbers
    8. Contact information for any eyewitnesses
  2. Know Who to Call. Make a list of who you need to call after the accident. You’ll want to contact your insurance company with any questions you have about your policy. It’s a good idea to follow up on the police report that was made for you accident. You’ll also need to find out were to take your car for repairs and if you need to have any follow-up appointments with your doctor.
  3. Understand and Review Your Policy. Car insurance policies can be long and confusing. Make sure you understand the ins and outs of your policy, and always ask for clarification when it’s You’ll want to pay special attention to anything related to the repair of your vehicle, as well as your injury coverage.
  4. Understand Rentals. If receiving a rental car is part of your auto policy in the event of an accident, great. If not, you may have the right to be reimbursed for your rental due to a disruption in your life having been caused by another person’s negligence.
  5. Keep Records of Everything. Do your best to document every correspondence you have about your car accident claim – including names, dates, and times. Doing so will help prevent any gaps in receiving your compensation and will make the entire process easier to manage.

Your first priority after a car accident should always be to address the health and safety of yourself and anyone else involved in the accident. The insurance claims and car repairs will follow. If you find yourself seeking legal counsel after a car accident, reach out to us. We’re here to help you through your recovery process.

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